HSBC Direct has cut its interest rate on savings from 5.05% APY to 4.5% APY.  Looks like I will soon be migrating my savings account.  If you have any good tips for a great savings account let me know in the comments section!  Have a great day everyone, I'll keep you posted on any further dips.
I must say, I do respect their honesty.  look at the rates below!
Original Information From:  
MyMoneyBlog.com
 
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